Carnival of Financial Planning ~ Off to School Edition
Hey everyone, hope you’ve got a nice weekend planned!
As we mentioned in last weeks post we’re hosting our first ever blog carnival today and because it’s already over 2000 words long, I’m not going to add much more to it. What I will do is throw a question out there, feel free to throw it right back (You’ll have to love the film Anchorman to get that) but anyway here’s my question. My little boy is off to school next week I want your opinion on how much to spend on his school uniform?
Whenever I buy clothes I don’t mind paying that little bit extra to get good quality stuff that will last. When you’re buying a kids school uniform though, is it really worth paying out for quality gear or is it better to go for the cheap as chips option?? After all they’re growing every day and as I have two boys, well let’s just say I’m not expecting things to remain in tact for very long! I’ll leave that question in your capable hands, have a great weekend everyone and enjoy the carnival reading.
Daniel @ Sweating The Big Stuff writes You Cant Start a Successful Business If You Fear Failure – I almost hid behind my friend as the name behind our carnival submission service. But what chance did it have of succeeding if I did not even have enough confidence to put my name on our product?
Holly @ Club Thrifty writes Get Rich Quick? Not So Fast – There are very few ways to get rich quick. Infomercials, investment schemes, bleh! Here are some time tested ways to grow your money slowly.
Evan @ My Journey To Millions writes Of Course Credit Score Matters to Women – When I saw one of those cheesy credit score websites released a survey they commissioned I had to laugh to myself.
BUDGETING AND ECONOMICS
Miss T. @ Prairie Eco Thrifter writes Do Wind Turbines Cause Health Problems? The Canadian Government Wants to Find Out – Canadian Federal Health Minister Leona Aglukkaq recently announced that Health Canada, along with Statistics Canada, will conduct a research study into whether or not wind turbine noise has a detrimental effect on human health and safety.
Emily @ Evolving Personal Finance writes Financially Surviving Your First Month as a PhD Student – Use this guide to help you get through that long month to your first paycheck just as you’re being hit with move-in and start-up expenses in grad school.
Roger the Amateur Financier @ The Amateur Financier writes 7 Resources to Help You Start a Business – A guide to places you can look for information to help begin a small business and build it into a successful source of money for you and your family
Robert @ Cult Of Money writes 5 Ways to Save on Transportation – If you’re looking to trim the budget, transportation, since it’s such a big expense, may be a great place to start. Here are some ways you can minimize your car expenses:
CAREER AND INCOME
KK @ Student Debt Survivor writes Fast Food Strike – Value Meals or Values? – You might recall that in late July, thousands of fast-food employees went on strike, demanding higher pay ($15 per hour) and the right to unionize. Would you pay $2 more for your value meal if it translated to better pay and a better standard of living for fast-food employees?
Simon @ Camp Travel Adventure writes Places to Visit in Germany – Don’t miss this article if you’re planning to travel to Germany
Don @ MoneySmartGuides writes Summer Job Lessons Learned – I worked many jobs throughout the summer months during my high school and college years. In each of the jobs, there was a lesson to be learned.
Kevin Watts @ Graduating from Debt writes The Ulimtate Guide to Picking the Right College – A comprehensive guide in picking the right college in 2013
Rich @ Growing Money Smart writes Why Being Rich Is Not The Same As Being Upper Middle Class – Being rich or making more money than the average person doesn’t make you automatically “upper middle class”! See if you agree!
Dollar @ Easy Extra Dollar writes Making Extra Income Instantly in a more Easy Ways – Many internet entrepreneurs asked themselves that very same question. In fact a lot of them have gotten sidetracked away from their solid wealth building plan, searching for get rich quick schemes. This can cause a lot of frustration, wasted time, wasted energy, and false hopes.
Bryan @ Gajizmo writes Ways To Get Out Of Jury Duty – Did you get a jury summons in the last 12 months? Ever wonder about legitimate ways to get out of jury duty? What happens when your jury summons comes at an inconvenient time in your life? What if it can affect your job and financial security? In this guide, we offer more than a dozen ways to get out of jury duty.
Travis Pizel @ Enemy Of Debt writes Suprise, High School Freshman – Real Life Starts NOW! – My son’s actions as a high school freshman will affect his finances for the rest of his life, whether he knows it or not!
DEBT AND CREDIT
Jon @ Increase Credit Limit writes How I Increased My Credit Limit – I knew that increasing my credit limit could help my credit score, so I called up my bank for an increase. Here is a look at what I did.
Hank @ Money Q&A writes How to Make the Most of a Debt Consolidation Loan – Have you ever had a debt consolidation loan? Have you ever thought about getting a debt consolidation loan to clean up some credit cards with high interest rates or to bring several small debts under one monthly payment?
Bargain Babe @ BargainBabe.com writes 5 Ways Credit Cards Could Improve Customer Service – I want credit cards to offer better spending tools and customer service. Here are the 5 things I want to see change.
Christopher @ This That and The MBA writes How To Get Someone Else To Payoff Your Student Loans – I do wonder however, if this is a good idea. Does it teach students responsibility, or does it teach students that they have one more crutch to fall back on if they can’t make ends meet after they graduate? Student loans are becoming an epidemic however, and radical changes do need to happen. Maybe this is a great start towards that end.
Grayson @ Debt Roundup writes Should You Pay Cash or Finance Your Next Vehicle? – There are many that talk about how to purchase a car. You can choose cash, credit, or a combination. While I think cash is king in many cases, I also see opportunities to use low interest financing to secure a car.
INVESTING AND SAVING
Jon @ Novel Investor writes Where Do We Go From Here – A review of market events in the past month for the S&P 500, bonds, interest rates, and the potential opportunities in Europe and emerging markets.
Thomas @ Mr. Moneyvator writes Stay Up to Date About Latest Banking Information – Make sure you’re informed of the latest banking information
Luke @ Learn Bonds writes Why High Yield Savings Accounts Are Now A Better Deal Than CDs – High Yield Saving Accounts are now offering yields of 0.90%. High Yield Two Year CDs are now yielding 1.1
Kanwal @ Simply Investing writes Valuable Dividend Resources You Can Use – For today’s blog post I’d like to share with you two great resources that I’ve discovered. Even though the focus of these resources is primarily on DRiPs (dividend re-investment plans), I’ve found that there is some excellent information here for you as a value investor to use.
Roger Wohlner @ The Chicago Financial Planner writes Is a Variable Annuity Right for You? – What type of person is a variable annuity a good product for? We will analyze this question.
LaTisha @ Young Finances writes Will Safe Driving Reduce My Auto Insurance Costs? – I wasn’t always the best of drivers. The best thing that ever happened to me was moving within 5 miles of my job. It’s not that I don’t follow the rules of the road, I just thought I knew better. Read how I overcame these problems.
Jester @ The Ultimate Juggle writes Rewarding the children when they deserve it – Many of us have seen the research that it is a bad idea to bribe children with treats and presents in exchange for good behavior.
Tushar @ Finance TUBE writes Keeping Track: Why Lists Work – To stay organised and not go crazy list create little bit of organisation in your life. Here are some of the top tips when list are coming working for you. Firstly make a top five list for making a better definition.
MR @ Money Reasons writes Striving for Income Diversification – Why have one income stream when you can have many? This is my attempt at creating multiple income streams.
Colin Williams @ Humble Investors writes The Hitchhikers Guide To Investing – Part 1 – We take an in-depth look to discover the difference between being an investor and a saver.
Debt Guru @ Debt Free Blog writes What High School Never Taught You (And Should Have): Managing Your Checkbook – Balancing your checkbook is the most efficient way to develop money management skills and control your personal finances. Read here for a guide!
Mike @ Personal Finance Journey writes Things to Consider if you are considering Buying a Used Car – Easy simple tips to arm yourself with before you visit the used car yard
Mr. Frenzy @ Frenzied Finances writes All About eBay: Tips for Buyers and Sellers – While eBay is created to be a simple way of buying and selling, there are a few tips that you should keep in mind to successfully buy and sell items.
Eva Baker @ TeensGotCents writes Are Expensive Jeans Worth It? – How much are you willing to spend on a pair of jeans? Are expensive jeans worth it or not? Eva takes a look at the PRPS Noir jeans, $1,200 a pair!
Cat Alford @ Budget Blonde writes How to Negotiate a Better Deal – If you’ve always wondered how to negotiate a better deal, here are some tips to help you get you started so that you can keep more money in your pocket!
SBB @ Simple Budget Blog writes How to Budget and Still Have Fun in Las Vegas – Trying to get away? You can have a fun and inexpensive time in Las Vegas! Yes, it’s possible. Here are ways to budget the necessary funds.
MMD @ My Money Design writes There Are No Shortcuts to Early Retirement Planning – Even before starting My Money Design, I was on a quest to find the great key or secret to achieving true financial freedom or early retirement planning. So far every turn has led me to believe that there is no magic bullet or easy path. Here is what I have found.
DW @ Great Passive Income Ideas writes How to Make Some Extra Money Using Dividend Stocks – If you want to know how to make some extra money, look no further than the brands you trust and consider the benefits of investing in dividend stocks.
Mr FD @ Financial Debauchery writes Living on a Budget Doesn’t Have to Stink – Tips for Success – Do you want to know the real problem with living on a budget is? It’s the way we perceive them. Handling your finances is not a chore you can loathe like doing laundry or the dishes. It takes a little effort but its worth the payout!
Joshua Rodriguez @ http://cnafinance.com writes I’ve Finally Started To Invest…Off To Betterment! – This post discusses my decision to start investing and why I chose to do so at such a young age.
Harry Campbell @ The Four Hour Work Day writes What Do You Do Every Day? – Actually, the question I hear from my friends more often is, “What the f#$k do you do every day?” Since I quit my day job a month ago and moved up to Newport Beach(without any day job prospects), life has been great. Believe it or not, I actually do a lot too. I am living the four hour work day right now, albeit temporarily, and I love it.
RISK MANAGEMENT AND INSURANCE
John @ Ourinsurancecanada.com writes International Students Insurance – While coverage is still in place, the amount that insurance will cover is less due to the providers being out of the health care network. For those students who are planning on traveling abroad, there is no coverage at all through a traditional or university-sponsored health plan.
GD @ MLIQ123 writes Free Life Insurance Quotes Online – Almost every financial planner will tell you that, if you have someone who relies on you financially, you need to have life insurance as a form of income replacement to protect them in case of a tragedy. In this article, we define and explain the 3 main types of life insurance, list the factors that affect your premiums, and describe the process of buying a policy, from the application to the medical exam to underwriting and issuance. This is a comprehensive guide to help anyone considering term
REAL ESTATE AND PROPERTY
Tushar @ Earn More and Save writes How to Work Less and Earn More – You work yourself to the bones and bring home a paycheck that barely covers the bills. You’re frustrated and don’t know what to do to get ahead. You work so many hours that you feel like you no longer have a social life. Your hard work doesn’t seem to be paying off either.
Crystal @ Married (with Debt) writes Teamwork – We use a teamwork approach in most everything that we do, from chores to finances. Being the numbers guy, I am responsible for the budget.
Daisy @ Suburban Finance writes Things To Consider When Buying Your First Home – It’s interesting how little we pay attention to the actual features of a house or a home when we are buying one.This is a list of things to look for when shopping for a home.
Pauline @ Reach Financial Independence writes Would you buy a 5 bedrooms, $100 house? – Detroit is dirt cheap, is it time to invest?
RETIREMENT AND TAXATION
John @ Imperative Travel writes Places to Visit in Malaysia – Travelling to Malaysia? Here are the places not to miss!
CAPI @ Creating a Passive Income writes The Right Direction for Retirement: How To Prepare in Advance – There are lots of people that are considering retirement, but you have to prepare. Read here for ways to get prepared for the retirement process in advance.
Corey @ 20s Finances writes What Does My Retirement Plan Look Like? – Are you interested in creating a retirement plan while you are young? Use my retirement plan to craft your own or see how your compares.
Derrick @ Break Broke writes Let Uncle Sam Help You Save Money – The best way to save money you ask? Why not paying taxes of course! See some simple ways to add a couple deductions come April