Category Archives: Mortgages
When most people decide that they want to buy a house, the first thing that they do is head down to their local bank where they hold their current account to check if they are eligible to take out a mortgage. While this might seem like the most sensible thing to do, it might not be the wisest.
You could be forgiven for thinking that there aren’t many financial sectors left which have yet to be shaken up by the technology revolution. From selling your home online to peer-to-peer lending, the internet has massively changed the way we manage our finances and many people would say for the better.
Buying and moving into your first home is an exciting time, but it can also be an incredibly nerve-wracking experience too. Ensuring that you have as much as possible in place ahead of time could save you a real headache. Having a secure mortgage agreement in place will go a long way in ensuring your offer on a new home is accepted. Here’s what you need to know.
Since the introduction of the Mortgage Market Review there have been numerous newspaper articles showing the issues faced by many borrowers including those looking for self employed mortgages.
We all know that the best way to raise a mortgage deposit for your first home is to save up the money. Not only will you build interest on your savings as you go, but you’ll also appreciate your house a lot more when you get it. You’ll take making the mortgage repayments a lot more seriously too, because you won’t want to let those many years of saving go to waste by losing your home.