Category Archives: Consumer Help

How to Find a Good Local Mortgage Advisor or Broker

How to Find a Good Local Mortgage Advisor or Broker

When most people decide that they want to buy a house, the first thing that they do is head down to their local bank where they hold their current account to check if they are eligible to take out a mortgage. While this might seem like the most sensible thing to do, it might not be the wisest.

How Can You Save Money When Selling Your House Online?

How Can You Save Money When Selling Your House Online?

Selling your property has never been easier thanks to the internet. Not only does listing your property online guarantee that you’ll reach a huge number of potential buyers, but it also helps to save you money. In fact, more homeowners than ever before are choosing to sell their property online purely for its cost-saving benefits. So how does it save you money and is it worth choosing an online estate agent over a high-street agency?

Leetchi Aims to Simplify Group Gifting in the UK

Leetchi Aims to Simplify Group Gifting in the UK

Have you ever tried to organise a group gift for a friend or family member with several people chipping in to fund it? I know that I have and if your experience was anything like mine, then I’d imagine the whole process of collecting the money from all involved was a bit of a nightmare, especially if those who were contributing to the group gift were scattered around the UK or even in other countries!

How much house can you afford to buy?

How much house can you buy?

This is a guest post from Pauline of InvestmentZen.com. Pauline left the 9-5 seven years ago to live life on her own terms, and is currently based in sunny Guatemala.

When I went to the bank to apply for a mortgage for my first property, I was given a straight no. The reason was, I was only going to be employed for the next couple of months, and even if the rent would cover the mortgage, the bank wanted more guarantees.

RENTERS - Is your credit score closing the door

RENTERS: IS YOUR CREDIT SCORE CLOSING THE DOOR?

Renters struggling to secure a property face more financial cross-examination than ever before, according to ClearScore. Nearly half (48%) of landlords and letting agencies delve into the financial history of every prospective tenant and over a third (37%) sometimes do. Other hopeful applicants won’t escape scrutiny for long as 68% of landlords admit they are more likely to check someone’s credit history today than they were five years ago.