Category Archives: Consumer Help

Words credit history written on post it note

Stop Ignoring Your Credit History

Have you ever had the experience of feeling afraid to check your bank account? Plenty of people have. More than a few of us live from paycheck to paycheck. Between the necessities and indulgences of life, it’s easy to spend all the income you have, and more. If you’ve ever accidentally overdrafted your bank account, you know this feeling.

Question mark on a black board

Small Business Loans vs Cash Advances – What’s the Difference?

In the course of doing business, borrowing cash is often an inevitability to keep your business afloat or expand. Usually, small businesses can choose between a bank loan and merchant cash advance. Depending on your needs and the urgency of the loan, these options have their own advantages and disadvantages. Here are a few things you must keep in mind when selecting which borrowing option to choose from.

Woman wondering if she'll ever be able to retire

Will You Ever Be Able to Retire?

The thought of never being able to retire was quite a laughable concept when I was growing up. It was generally accepted that adults worked until they were around 60 to 65 years old and if you were really fortunate or worked really hard, then you might even be able to retire at 50 or dare I say it, 40.

zero hours on a clock face

Can You Get a Mortgage on a Zero Hours Contract?

With the number of people in the UK on a zero hour contract approaching 1 million – according to recent figures from the Office of National Statistics – it is no surprise that the availability of mortgages for people engaging in this type of work is becoming more and more important. So, is it possible to get a mortgage if you are on a zero hours contract and is it an easy process?

Car insurance too expensive? Learn how you can save money

If your current car insurance plan is crippling your bank balance, here are a few expert tips that may help you reduce your monthly costs.