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Digital Risks Review


In this Digital Risks review, we take a closer look at this specialist online business insurance provider.

We’ll look at what they have to offer to digital business owners like you and how they differ from standard insurance providers.

Finally, we’ll examine some real-life customer reviews, to see if others are having a good experience and if Digital Risks deliver on what they say.

Who Are Digital Risks?

Digital Risks are a UK business insurance provider that tailors its cover to the needs of cyber and technology businesses.

Digital Risks was co-founded by entrepreneurs Cameron Shearer and Ben Rose. The company was born out of Cameron’s own poor experience when trying to find the right business insurance to adequately cover his digital business.

While searching for cover, Cameron found standard insurers to be inflexible and somewhat behind the curve regarding the new and ever-growing set of risks faced by online businesses.

He also found that the quotes provided were expensive, and that staff lacked knowledge of the sector. This left him feeling short-changed and nervous as to whether he had the cover he really needed.

All of this led Cameron to create Digital Risks, a business insurance provider focused purely on those operating in the digital world.

What Does Digital Risks offer?

The first thing to know here is that all of Digital Risks’ insurance policies have been designed with digital businesses in mind.

This means that their policies will move with the times. So, when new risks for online entrepreneurs present themselves, you can rest easy knowing that it will be on the company’s radar and you will be covered. These threats include online attacks, data breaches, legal issues and more.

Still, Digital Risks offer more than one kind of policy, so you don’t end up paying for elements of cover that you might not need. Not only this, but Digital Risks policies work on a monthly subscription model, rather than an annual contract.

As online businesses can grow quite quickly, their monthly subscription model can be very useful, if you need to take out a more comprehensive cover in a hurry – with minimal hassle and zero fees.

The company also has some specialist types of cover available that are tailored for specific needs. This means that you can get a quote for more comprehensive cover in a specific area, if your online business demands it. The specialist covers on offer are for:

  • Professional Indemnity
  • Cyber Insurance
  • Office Insurance
  • Legal Expenses

Digital Risks Reviews

One of the best ways you can find out whether a company delivers on what they offer or not, is to look at genuine online customer reviews.

On this note, it is encouraging to see that Digital Risks currently has an impressive score of 9.2/10 on the Trustpilot review site. This score is classed as ‘excellent’ and is based on 100+ customer reviews.

Here are a couple of examples of what customers have had to say:

Jonathan – ‘A super slick interface and all around great experience. Other business insurers take note, this is how to deliver an outstanding customer experience, thumbs up Digital Risks! Having spoken to a number of “large” insurers, the pricing I received from Digital Risks was much more competitively priced for “like for like” cover. Highly recommended.’   

Ben – ‘This is the kind of no-nonsense digital insurance I’ve been waiting for.’

It’s also good to see that some of the biggest and best digital companies are using Digital Risks to insure their digital business. These include companies such as:

  • Habito
  • Patch
  • Paddle
  • Ravelin
  • SafeToNet


With digital innovation and entrepreneurship on the rise, it’s great to see that companies like Digital Risks are tailoring insurance products to meet the fresh challenges faced by online entrepreneurs.

With excellent online customer reviews and a flexible subscription model, it’s easy to see why Digital Risks is receiving so much positive press. 

It’s quick and easy to get a quote online, and you could have your policy up and running in a matter of minutes.  

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