How I Got Breakdown Cover for Less than £20
When renewing my car insurance policy recently, I couldn’t help but feel that the price that I was being offered to have breakdown cover added to my policy wasn’t all that competitive. I used to always add it to my policy thinking that it was the cheapest option, but this time I thought I’d shop around instead and I’m really glad that I did, as I managed to get hold of breakdown cover which is tailored to my personal needs for just under £20, which I think is a bit of a bargain. If you want to bring down the cost of breakdown cover yourself, then here’s how you can do it.
Finding the Cheapest Breakdown Cover
When shopping around, the website that seemed to offer the cheapest breakdown cover while at the same time having good customer service reviews was a website called QDOS Breakdown Cover. I hadn’t used them before myself but I know a family member that had and he said that they were happy with the company so far. The QDOS website stated that cover starts from around £11.99 with unlimited callouts but as my car isn’t as new as it used to be, I knew that my quote was likely to be a little more expensive than that. To my surprise, though, it wasn’t all that expensive with my quote coming in at just over £35.99.
Getting a Further ‘One Callout’ Discount
“But I thought you said you got covered for under £20?”, I hear you ask. Well, I did. The reason I was able to do this is because QDOS offer the option of reducing the cost of your cover by limiting the number of callouts allowed on the policy to just one callout per year. Now, I don’t know about you but personally I have very rarely had to use my breakdown cover in the past – famous last words, I know – so this seemed like a reasonable option. In fact, I can only recall 2 or 3 occasions where I’ve had to call out the breakdown company in almost 15 years on the road. With this in mind, I decided that I was quite happy to go for the one callout option, and this reduced the cost of the cover further to just £22.99.
Getting Cashback on My Breakdown Cover
“That’s still over £20”, you say. Well you’re right, but this is where I used the last weapon in my money saving arsenal! In the past on this blog I have reviewed a website called TopCashback, which gives you cash back on online purchases when you click through a link on their website before completing the purchase. You can learn more about how TopCashback works in our TopCashback review. By going through TopCashback I got another £3.30 cashback on my breakdown cover policy purchase, meaning that the real cost of the cover came in at just £19.69 for the year. As I said earlier, a bargain if you ask me!
Spend More, Save More
Sure, the cheap price that I got for cover is only for the basic policy, but in all honesty I feel that it’s as much as I need right now. You can still get a cheap deal on breakdown cover with more benefits on the QDOS site and with TopCashback, the more you spend the more cashback you get, so you will save even more money.
Have you saved money on your breakdown cover using either of these websites?