Owning a pet can be one of the most rewarding experiences for a family. The problem is that it can also be one of the most expensive. 

I have to say my love of Big Macs goes back a very long way. Do you remember the buy one Big Mac get one free offer on the back of bus tickets? That must be around 25 to 30 years ago now. Well, I think it all began there. 

I have to admit that I do struggle to not spend money on takeout coffees. I’ve advised against it in the past as the cost really does add up over the course of a month, let alone a year. Yet, I find myself still buying them as my other business takes me away from home a lot. Recently, though, I came across a bit of a revelation which is saving me a fortune.