Which Home Improvements Could Add the Most Value?

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I’m a firm believer that home renovations aren’t just all about the money. No, the benefits to your lifestyle and the functionality of your home are things which are just as important to consider in my eyes. That being said, if you are going to be spending a lot of money on home improvements, then it would be nice to think that you might see some of that money back again at some point, either now or in the future.

The risk resistance of Stocks and Shares ISAs

Why is it that more people don’t decide to put their money into stocks and shares ISAs? The fact of the matter is that most people tend to opt for cash ISAs, despite that fact that the interest rates they offer are woefully low.

Best practice for tracking spending for efficient budgeting

Good budgeting is crucially important, whether you are creating a budget for your own personal finances or managing the financial affairs of a whole business. Recent statistics from the UK government demonstrate that average weekly spending in households is £528.90. Whether you have more or less money to play with than this, good budgeting skills will enable you to pay all of your bills and to make the most of the cash that you have spare.

How to Negotiate Your Next Salary

Wondering how to negotiate your next salary? Well, we’ve put together some advice to help you, read on to discover more.

How Life’s Little Luxuries Can Add Up

While I’m all for being frugal in life, I do still like to enjoy a few little luxuries. I’m talking about going for a meal out with the family, having a takeaway night at home with friends and I have to admit that I probably still pick up too many coffees on the go. This is why I find it useful to remind myself from time to time just how much these little luxuries can add up when they start to become more like daily or weekly occurrences. So, let’s just take a moment to ponder over how much we could spend in a month on life’s little luxuries if we’re not careful.