Post Office Travel Money Card Plus Review
There are few things in life more enjoyable than heading off on an exciting foreign holiday. However, what if worrying about how to take your money away safely takes some of the shine off the trip for you?
Carrying big wads of cash onto the plane or using your main bank card abroad might seem like fairly risky manoeuvres, after all. Well, the good news is that the Post Office Travel Money Card Plus is one option that could make life that bit simpler and more stress-free than before. So, what are the features of the card and is it right for you? This is what we’ll be discussing in this Post Office Travel Money Card Plus review.
How It Works
The concept with this card is really very simple. All you need to do is load the card with the money you want to take away with you. Since it is a MasterCard you can then use it in a huge number of shops, restaurants and ATMs all around the world without any fuss.
You just need to load the card in Pounds Sterling with the amount you want to take away. It then gets converted into the currency that you will be spending. At the time of writing, the available foreign currencies are US Dollar, Euro, Canadian Dollar, Australian Dollar, New Zealand Dollar, South African Rand and Swiss Franc.
It can also be used for Sterling transactions if needed. If you are going to a country where none of the available foreign currencies are used then getting a Sterling card will mean that you avoid unnecessary currency conversions. In this way, your money will go straight from Sterling to the local currency with a single cross border transaction fee. To see details of the fees associated with the Post Office Travel Money Card Plus, be sure to check out the ‘fees’ tab on their website.
Using It Once Abroad
Using your Post Office Travel Money Card Plus once you are abroad is really simple. You just need to look for the signs that tell you where MasterCard is accepted.
There are more than 36 million locations in the world where MasterCard is accepted and where this card can be used. This covers 210 different countries, so pretty much wherever you are going you can use this handy card.
As well as the millions of shops, bars, supermarkets and restaurants that accept MasterCard, there are also around one and a half million Cash Machines (ATM’s) on the planet where you can use it to withdraw cash in the local currency.
Ease of use is a very strong reason to get hold of one of these Post Office cards. However, it is far from being the only reason. In addition, there is also the fact that it isn’t linked to your bank account. This is a big benefit, as it means that your card is secure. If your card is lost or stolen then you won’t have any concerns over your identity being stolen or your main account being compromised. Even better news is the fact that the travel money loaded onto your card is also protected in the case of loss or theft.
No fees are applied when you use the card in a country where the national currency is the same as on your card. For instance, if you are in the US and spend $US 100 then that is exactly how much you pay. You do need to take into account the fees that can be charged when taking money out of ATMs abroad using a MasterCard, though.
Those of us who sometimes struggle to stick to our holiday budget might also find that this card helps us to do so. By loading on the amount that you want to spend before you go away, you will then know exactly how much you can access while abroad.
The popularity of this card – as well as the number of awards it has won – help to show that it definitely offers some powerful benefits that are worth considering.
Managing your Account
When you are far from home it can be a tough task to keep track of your budget. All you want to do is enjoy your holiday to the maximum without worrying about phoning your bank or working out figures on a spreadsheet.
With this Post Office card for travel money, it is very easy to keep a close eye on your money without any hassle. You can have a look at your balance and see the latest transactions on the Post Office website, on the free mobile app or by text message.
Potentially even more useful is the fact that you can top up your card in the same easy ways no matter where you are.
There is no hassle involved in getting hold of your very own card to load your travel money onto. The first step is to head over to the Post Office website and order one. It should take between 6 and 8 days to arrive and the minimum initial load amount is £50.
After this, you need to register your card once it arrives. This keeps it more secure and also means that you can increase the limit to £5000. At this point you can then use the card or put more money on it.
If you are planning on a worry-free holiday then the Post Office Travel Money Card Plus is going to make life a lot easier for you. It will keep you free of concerns from the moment you leave home until you touch down in the UK again.
This flexible and widely accepted card makes it easier to look after your cash when you are travelling to a foreign land. It is incredibly easy to use and means that you have one less thing to worry about when you head off on a break.