Finding the perfect investment account isn’t easy these days, as there are so many good options to choose from. Having said that, one excellent alternative worth looking at in more detail is the Shepherds Friendly Stocks and Shares ISA*.

When it comes to borrowing money most of us just head straight to our local bank to ask for a loan. After all, this is what we’ve always done and what the generations before us did as well.

This is a fairly sensible approach and until recently it was probably the only way of borrowing money that I would have considered. However, the internet has provided us with a financial revolution in so many ways and now peer to peer lending is an option to be carefully considered.

The power of ISA investing is something that has helped many people to make the most of their savings in recent years. The Nutmeg Stocks and Shares ISA* offers a way of combining the tax advantage of an ISA with the possible benefits of stock market investing.

You probably already know that putting your savings into stocks and shares is a potential way of increasing your net worth at a faster pace than you would if you simply left your cash in a low interest bank account. You will also understand that ISAs are viewed as offering a great way of investing in a more tax efficient way.

Setting up a savings account for your kids is one of the wisest and most satisfying financial moves that you can make. Just imagine the pleasure you will take in years to come when you see they have a lump sum they can use for studying, for buying their first car or for whatever else they need money for.