Tag Archives: spending less

Tips on Reviewing Your Monthly Expenditure

Reviewing your monthly expenditure is not the most fun you’ll ever have. In fact, in can seem like a frightful prospect to many of us. Unfortunately, it’s extremely important that you review your expenses every month, as it will impact your expenses the following month.

It’s too easy to buy things throughout the month and not realise how all your expenses add up to a deadly deficit. Monitoring your expenses is equally as important as monitoring your income.

Let Your Inner Child Save You Money

Have you ever noticed how a lot of kids can save money easily when they are given the chance? If you are struggling to save as much as you want to then maybe you should let your inner child help you out.

It is something I have been thinking about lately, as I watch my daughter grow up and teach me that you don’t have to spend a lot of cash to have a great time.

Are You Spending More on Gadgets Than You Should?

A recent survey carried out by Affinion International revealed that Brits own £51.6 billion worth of gadgets. Apparently this is the same amount as the GDP of Ecuador, which somehow just sounds wrong.

Perhaps the most surprising part of the research is that the amount of gadgets we own has shot up by £10 billion in the last 5 years, despite the economic situation being difficult right now. This got me thinking about whether there are lots of Brits who spend far more on gadgets than they should. How would you even know that this is the case?

Shopping with Kids: How Not to Let It Ruin Your Life and Budget

Any parent reading this is likely to agree that going shopping with children isn’t easy. My little girl used to just grab stuff from the supermarket shelves but has now moved onto the next phase, which is pleading for me to buy every single product with a cartoon character on the packaging.

There is no simple solution to this problem but here are a few tactics which have worked for me in recent weeks.

Find a Cheap Hobby and Enjoy Life More

It is easy to think that saving money has to mean sitting about in the house not doing much. After all, life is so expensive these days that doing anything at all costs a fortune, doesn’t it? Actually, it doesn’t have to be like that if you manage to find a cheap hobby to occupy your time.