The Road to Good Credit
Hey everyone, I hope you’ve all had a great week and are looking forward to another sunny weekend!
I’m stepping away from our usual blog format today to bring you an Infographic which shows in great detail the things that can cause a person to become either creditworthy, or non-creditworthy in the eyes of most mainstream lenders. These can include things such as your employment status, your age, your location, whether you’re a homeowner or dare I even mention it, your gender apparently! And all of this before we even get started on your actual credit history.
I don’t want to spoil all the fun but if you are struggling to get credit and are unsure why, then be sure to read the box on the top right hand side of the Infographic because it outlines some really simple things that you can do to boost your credit score or instead get to the bottom of the problems that may be causing you to be declined for credit in the first place.
The box mentions things such as registering on the electoral roll, closing old credit accounts that may no longer be in use, or if you’ve had problems with bad credit in the past – but now feel that you have the self discipline to handle a credit card wisely – then it might be worth looking at a credit rebuilder card that can provide you with a low credit limit that you could pay off in full at the end of each month to start proving your creditworthiness once again.
Finally if you’re still feeling a little perplexed by the whole concept of a credit report or the potential impact of your credit history then when you have finished looking at this Infographic, why not take a look at our explanation of a credit report which not only explains the most important aspects of a credit report but also shows you how to get a copy of your credit report online for free!
This Infographic was created by Aqua – Visit Aquacard website