Would Rural Living Cost You More or Less than City Life?
It’s one of the great ironies of life that people who live in the city often dream of a rural home while country folk often plan on moving to the city.
There are many things to take into account when deciding where to live but what about the financial side of things? Clearly the cost will depend upon where you live and the kind of lifestyle you are after. However, there are a few basic points to get us started.
Grow Your Own Food
One of the most intriguing possibilities of living in the countryside is the greater chance of growing your own food. Sure, you can do this in the city as well but it seems fair to say that there is more chance of you doing this if you move to the country. My friend did just this a few years ago and within months he was cultivating raspberries and onions in his garden. You might even consider having a few animals like chickens about the place as well.
This point was undoubtedly a bigger issue in the past than it is now. The growth of online shopping has definitely made it easier to get a good range of low cost goods even if you live in a rural location. However, it can be more expensive to buy everyday groceries such as bread and milk, while selection is also likely to be a lot more limited. On the other hand, if you are a compulsive shopper then living far from the big shopping centres should mean that you have far fewer opportunities to spend money.
One of the big potential expenses for country dwellers is around transport. If you are in a remote location then you are almost certain to want to have a car. If you are tied to a job in the city then all that commuting could turn out to be pretty expensive each month. Transport in the city can still be expensive, of course. When I lived in London I didn’t own a car but paid a small fortune to travel on the Tube every day. Having said that, transport costs should cost you less in the city than in the countryside in most cases. Maybe this would be a good time to take up cycling or to start working from home?
Live a Simpler Life
Perhaps the strongest point in favour of country living is the idea of living a simpler life. My friend that I mentioned earlier was never an international playboy but when he moved to the country I was surprised by how much of a lower key, simpler life he decided to live. Perhaps it is the fact that he spends less time with other people that makes him happier to spend less on clothes and things like that, or maybe it is just because he has found other interests that take up more of his time and attention. Living a simpler life and spending less on non-essential items certainly seems easier to do in the country than it is in the city.
As I said at the beginning, the cost of living is going to depend to a large degree on exactly where you choose to live and how you want to live. However, I think that most of us would probably find that rural living is cheaper than life in the city. The higher transport costs and lack of grocery shopping options could be tough to take but the ability to grow your own food and live more simply should more than make up for that.
Do you think that you would spend less if you moved from the city to the countryside or vice versa?