Most people already have a reasonable idea of what life insurance is all about. However, there are some aspects of how life insurance works that are definitely worth brushing up on if you are planning to get a quote anytime soon.

We all know that getting sick is one of the worst things that could happen to us. While we would hope that the NHS could eventually provide the treatment we need, have you ever considered how much it would cost to get private health insurance arranged?

Whether you are searching for Life Insurance, Car Insurance or Home Insurance, comparison sites can be a great tool in helping you to find the cheapest deal available. Price is not and should not be the only concern, though.

While these kind of sites can also help you to compare some policy features, as recent findings from the Financial Conduct Authority confirm, we all need to take care that we are not too drawn in by the cheap insurance quotes on offer. If we do we could end up coming away with a policy that really isn’t right for us.

When I was at school I was one of those kids who loved getting there early just so I could play football with my friends before the bell rang. As soon as I arrived I’d head straight for the yard, chuck my schoolbag on the ground to make some goal posts and burn off some steam for half an hour before I had to sit down and try to focus for the ENTIRE morning.

Even back then the contents of my schoolbag were pretty valuable, especially when I had my trainers, football boots and even a mobile phone in there. As a few of the following stats point out though, the average value of the contents in a child’s schoolbag has risen drastically in recent years. Parents may also be unaware that most of the time the contents of a schoolbag are not even insured if they were to get damaged or even worse, stolen. So is it time to think again about schoolbag insurance, checking your existing policies to see if the most valuable items of a schoolbag are covered and taking steps to add them to the policy if they are not?

Illness is something which can occur unexpectedly and out of the blue. Sometimes though the effects of an illness can stay with you for a long time affecting many aspects of your daily life. It can be extremely frustrating not being able to do what you once could but it can be even more frustrating when the illness begins to hit your finances, especially if you have a family you are trying to provide for. Hopefully you will have some savings put away in an emergency fund but these will likely soon become exhausted if your illness really does prove to be long term. So what else can you do to cope financially during a long term illness?