UK Robo Advisors

Robo advisors have seen huge growth in the US and they’re now enjoying the same growth in the UK too! A UK robo advisor can help you to invest your cash on auto-pilot for a very low fee compared with typical wealth managers. They also determine your risk profile, helping you to balance investment risk vs reward. Here we list the biggest and best UK robo advisors for 2022 for you to consider!


Moneyfarm offer low fees and will structure your investments based upon your own risk profile. They will determine this by asking you a series of questions when you set up your Moneyfarm ISA. So, if you would like to put your investments on auto-pilot without paying high fees, then check out Moneyfarm*.

A Stock and Shares ISA and Personal Pension – or SIPP – can be opened with Moneyfarm. This allows you to use a UK robo advisor while at the same time enjoying various tax benefits.

The minimum investment with Moneyfarm is £500.

Read full Moneyfarm Review


InvestEngine are a (very) low cost investment platform established by Simon Crookall – the co-founder of Gumtree.

InvestEngine* offer robo-advice with a single low management fee of just 0.25%. They also offer a DIY portfolio service which is free – meaning there are no set-up, dealing or annual charges. The only costs for the DIY option come from the ETFs that you invest in.

The minimum investment amount is just £100 and you can also invest on a regular monthly basis. InvestEngine have an app and you can invest through a personal account, a tax-free ISA, or a Business Account.

Sign up via a link in our review and you’ll also receive a £25 welcome bonus when you invest £100! (ts & cs apply)

Read full InvestEngine Review 


Wealthsimple are a global player in digital wealth management. After seeing huge growth in the US and Canada, they have now opened their platform to UK investors. Wealthsimple have no minimum investment amount and low fees.

With an award winning website and platform, Wealthsimple could well be the right UK robo-advisor for you. They also offer a Stocks and Shares ISA and Junior ISA, allowing you to benefit from tax-efficient investment.

Read full Wealthsimple Review.


Another UK robo-advisor who offer a Stocks and Shares ISA and also a pension product are Nutmeg. Nutmeg are well-known in the UK and there’s a chance you may even have seen one of their TV adverts.

Again, Nutmeg offer low fees and when you set up your Nutmeg Account they will ask you some simple questions in order to determine your attitude to risk. This will then help you in selecting a portfolio that is right for you and your goals. Nutmeg also offer you the option of setting up different ‘pots’ within the same ISA account, meaning you can save for different things. So you could save for a deposit on a house and also save for a car within the same ISA wrapper.  This could make easier to track your progress for each of your investment goals.

Nutmeg have a minimum investment amount of £500 for most types of account including their General account and Personal Pension, or £100 for their Lifetime ISA.

Read full Nutmeg Review.

*Capital at risk

*Tax treatment is dependent on your individual circumstances + *Subject to HMRC requirements

*Past results do not guarantee future results