If you’re going to get things right, weddings take a huge amount of planning. Not only do they take time but they also cost an inordinately large sum of money. In 2008 people used to spend an average of £20,000 on their wedding. In difficult times like the ones in which we are currently living, you may have expected this figure to drop but actually the opposite is true. Couples are now spending almost £22,000, a massive investment for everyone involved. Long gone are the days when the bride’s father would pay for everything, now most couples have to find the money for themselves.

The rise of price comparison sites has completely revolutionised the insurance industry. Gone are the days of ringing around every single insurance provider desperately seeking the best quote. What I like even more about price comparison sites is that you can not only find the best home insurance prices on the market but you can also compare the features of those policies, helping you to make a more informed decision.

Although comparison sites offer the opportunity to compare the features of insurance policies, I think many people are still in the habit of simply going for the cheapest price only to regret the decision when they actually come to make a claim. Here are some extra features you should be sure to compare when getting a quote for home insurance.

Finding the right life insurance policy can be hard as there are so many different factors to consider, questions such as;

Should I go for a whole of life policy or term life assurance?

Do I need critical illness cover?

How much cover do I need?

With all these key decisions to make one question can often be overlooked, ‘Should we get single or joint life insurance policies?’ This is one of the most important questions couples should ask themselves when taking out life insurance. Making the wrong decision could leave you in a precarious position in the future and could also mean you miss out on the best cover available now.

Have you noticed a steep rise in insurance costs recently? Be it home, car, health or any other type of insurance policy, insurance costs have risen dramatically across the board. The good news is there are things you can do to bring the cost of home insurance premiums down and here’s a list of 5.

Double Up

There are a few ways you can try to get a joint deal on your home insurance policy.

Firstly try getting a quote from one of your existing insurance companies, your car insurance company for example. Insurance companies will often give you a discount on your home insurance policy if you hold other forms of insurance with them. I think it’s important to try this option before you hit the comparison sites because the quotes you get from comparison sites won’t include these types of joint discounts. It’s also worth trying your bank, if you hold some type of premium bank account you may be entitled to a discount on a home insurance policy.

Moving to a nicer area is high on the list of priorities for a lot of people. Doing so however can be expensive! To achieve the goal of moving to a better area you might be hoping you can make savings in other areas. Many people think that moving to a nicer area could lead to lower car or home insurance premiums, but is this really the case?