Tag Archives: alternative investments
Investing in Whisky Part 2 – Where to Start?
Robert Burns once wrote that John Barleycorn was a “Hero of noble enterprise.” That said, not even Burns could have predicted that a bottle of “good Scotch drink” would be listed on the World Whiskey exchange for €65.000,00.
Now, it’s unlikely that you can nip off down to the local liquor store and find a 1919 bottle of 50-year-old Springbank. That said, there’s a couple of tips for those looking to speculate in the single-malt market.
Investing in Whisky ~ A Smooth Investment for Rough Times?
This is not another article about placing hard earned money in another incomprehensible and confusing investment. The financial world is already awash with these. CFD’s. Forex. ETF’s. And despite this increasingly mind-numbing procession of acronyms, two things remain true. First, it has taken the British stock market half a decade to return to somewhere near the value that preceded the Global Financial Crisis, essentially performing a five-year exercise in treading water. Hardly a standout return. And second, one cannot hold or truly feel passion about owning any one of these investments.
Which brings us to Whisky. While the more traditional function of the drink in the business world has been as an addition to a CEO’s corner office, or as part of a celebratory toast following a deal, recent trends confirm that buying and holding Whisky is now a serious investment option.
Investing in Bitcoin: A New Frontier?
On a fateful afternoon in May of 2010, a computer programmer in New York exchanged 10,000 bitcoins for two pies of pizza. At the time, the idea of bitcoin was still hidden in relative obscurity outside of a small circle of enthusiasts, and very few people were paying attention. After all, each bitcoin was valued at only a couple of cents, and it apparently took 5,000 of them to buy a single pizza. Today, if the pizza chef has held on to his bitcoin collection, he is sitting on a fortune valued at $1.2 million dollars!
This begs the question: what exactly are bitcoins, and why should they be on the radar of any serious investor?
Alternative Investments: Precious Metals
In difficult financial times such as those that so much of the world are currently living in, many industries and stocks can be quite unpredictable. Economic instability breeds uncertainty in everyone from consumers to investors, and unfortunately this creates a kind of cycle that makes poor economies very difficult to predict. Within this sort of climate, it can be difficult for private investors to find opportunities to secure and expand their finances without a large degree of risk. This is why some private investors opt to look outside of ordinary stock markets at alternative investment opportunities – such as precious metals.
Everyday savings vehicles versus alternative investments
The Summer Finance Blogoff 2012
Everyday savings vehicles versus alternative investments
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Do you have a chunk of money to save or invest? If so, where’s the best place to stash your cash for a decent return?
You’ll probably be dismayed at the mealy-mouthed, mean amount of interest you can earn on everyday savings and investment accounts these days. BM Savings currently offer 4% on their 3 Year Fixed Rate Bond. The Aldermore 120 Day Notice account is guaranteed to deliver 1.65% over the base rate until March 2013. The Halifax’s Fixed 5 Year ISA Saver comes with a 4.25% interest rate and a Fixed Rate Bond by Vanquis Bank 4.26% (1). And these are some of the current top performers… it’s depressingly easy to find savings vehicles that deliver a lot less.
As a general rule the longer you leave your cash untouched, the better the return. You could always stash it under the floorboards or sew it into the lining of your curtains. You won’t earn interest on it, but at least it’s instantly accessible.
If you go for a more complex investment vehicle, like a pension or a portfolio of stocks and shares, you can easily fall foul of the old ‘investments can go down as well as up’ chestnut. All you have to do is listen to BBC Radio 4’s MoneyBox programme and you’ll hear ordinary investors







